Terms of Service

1. Agreement to Terms

By accessing or using the services provided by Jetlag Recovery ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Services

Jetlag Recovery provides financial education and consulting services, including but not limited to:

• Credit education courses and curriculum
• Financial literacy training
• One-on-one financial consulting
• Educational resources and materials
• Group coaching and workshops

3. Educational Nature of Services

Our services are educational in nature. We provide information and guidance to help you understand:

• How credit reports work
• Factors that affect credit scores
• Financial planning and budgeting strategies
• Debt management principles
• Wealth building fundamentals

We do not:

• Guarantee improvements to your credit score
• Dispute items on your credit report on your behalf
• Contact credit bureaus or creditors on your behalf
• Provide legal advice or legal services
• Act as a credit repair organization

4. No Guarantees

We make no guarantees regarding the outcome of using our educational services. Results vary based on individual circumstances, and we cannot predict or guarantee any specific improvements to your credit score, financial situation, or any other outcomes. Any testimonials or examples provided are for illustrative purposes only and do not guarantee similar results.

5. Payment and Refund Policy

Payment is required upon enrollment in our educational programs. We accept major credit cards and other payment methods as indicated at checkout.

60-Day Satisfaction Guarantee: If you are not satisfied with our educational content within 60 days of enrollment, you may request a full refund. To request a refund, contact us at info@jetlag-recovery.com.

Monthly subscriptions may be cancelled at any time. Cancellation takes effect at the end of the current billing period.

6. SMS Communications

By providing your phone number and opting in, you consent to receive SMS messages from us. These may include:

• Program updates and announcements
• Educational tips and content
• Appointment reminders
• Account notifications

Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe at any time. Reply HELP for assistance.

7. User Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information
• Use our services for lawful purposes only
• Not share your account credentials with others
• Not reproduce, distribute, or resell our educational content
• Take responsibility for your own financial decisions

8. Intellectual Property

All content provided through our services, including but not limited to text, graphics, logos, videos, and educational materials, is owned by Jetlag Recovery and protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

9. Disclaimer of Warranties

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT OUR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ANY DEFECTS WILL BE CORRECTED.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, JETLAG RECOVERY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF OUR SERVICES.

11. Indemnification

You agree to indemnify and hold harmless Jetlag Recovery and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

12. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions.

13. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of material changes by posting the updated terms on our website. Your continued use of our services after such changes constitutes acceptance of the new terms.

14. Contact Information

If you have questions about these Terms of Service, please contact us: